Welcome To Main Street

Main Street Mutual Insurance (formerly known as Farmers Mutual Insurance Company of Cole Camp) has been providing quality, affordable insurance products to its members for over 140 years. Our success is measured by our policyholders choosing us because of their belief in our ability to meet or exceed expectations of price, service, and ability. We have a team of agents and staff that are committed to assisting you with all of your home, auto, & commercial insurance needs.

Company History

On October 8th, 1878, a group of 6 area farmers: Wilhelm Wiechert, Jacob Mahrtens and Heinrich Tambke (from the Stover area); and Claus Gerken, John Grother, and Jake Brunjes (from the Cole Camp/Lake Creek area) formed the Farmers Home Association of Morgan & Benton Counties. They wanted to be able to insure themselves against fire and lightning because this service was not readily available to them in such a rural area at that time.
The home office was originally located in Stover, MO but was moved to 206 W. Main St. in Cole Camp & opened on September 15th, 1986.

There have been several name changes throughout the company’s history:

1878: Farmers Home Association of Morgan and Benton Counties
1977: Farmers Mutual Fire & Lightning Association of Morgan and Benton and Adjoining Counties
1990: Farmers Mutual Insurance Company of Cole Camp, Inc.

Even after 140 years, the company maintains its roots. Main Street Mutual Insurance is still owned and operated by its members, and is dedicated to bringing excellent insurance service to its policyholders!